User Agreement

Effective Date: 04/01/2025

Welcome to AphaCards.com! This User Agreement ("Agreement") governs your use of our website, services, and the digital gift cards we offer. By using or accessing AphaCards.com, you agree to comply with and be bound by the terms of this Agreement. If you do not agree with these terms, do not use our services.

1. General Terms

1.1 Eligibility: To use AphaCards.com, you must be at least 18 years of age and legally able to form binding contracts.

1.2 Account Creation: You are responsible for maintaining the confidentiality of your account information and all activity under your account.

1.3 Modification of Agreement: We may update this Agreement at any time. Continued use of the platform means acceptance of changes.

2. Product Offering

2.1 Digital Gift Cards: Delivered digitally via email or download.

2.2 Non-Refundable: All sales are final unless delivery fails or a technical issue occurs.

2.3 Card Usage: Subject to merchant terms and not redeemable for cash unless specified.

3. Payment and Transactions

3.1 Payment Methods: Credit/debit cards and PayPal.

3.2 Transaction Fees: Disclosed during checkout.

3.3 Fraud Prevention: Suspicious activity may result in restriction or cancellation.

3.4 Authorization: You authorize payment processing upon submission.

4. Customer Support

For inquiries or issues, contact support at [email protected].

5. Dispute Resolution

Disputes are resolved via binding arbitration under the American Arbitration Association rules in Colorado.

6. User Responsibilities

Users must not engage in illegal activities or misuse the platform.

7. Limitations of Liability

AphaCards.com is not liable for indirect or consequential damages or merchant-related issues.

8. Privacy Policy

Use of the platform implies consent to data collection and third-party processing as outlined in our Privacy Policy.

9. Risk Control

  • Transaction monitoring and AML compliance
  • Sanctions and regulatory compliance
  • Fraud detection systems (e.g., Stripe Radar)
  • Identity verification for high-risk activity

10. Miscellaneous

This Agreement is governed by Colorado law. Invalid provisions do not affect the rest of the Agreement.

Acknowledgment of Terms

By using AphaCards.com, you confirm that you have read and agree to this User Agreement.